Is cruise insurance
worth it?

No matter how carefully you plan, life has a way of surprising us. A schedule change, a family obligation, or an unexpected event can quickly shift your plans and when it does, the last thing you want to worry about is losing money on a vacation you were looking forward to.

That’s where Cancellation Protection comes in. It gives you the freedom to cancel your trip without paying cancellation fees, helping protect the investment you’ve made in your getaway. It’s a simple, practical way to build flexibility into your plans—so you can book with confidence, knowing you have options if circumstances change.

If you prefer an extra layer of reassurance, Platinum Protection offers more comprehensive coverage designed to support you before and during your travels.

In addition to a cancellation fee waiver, Platinum Protection includes valuable travel insurance benefits as well as 24-hour worldwide emergency and non-emergency assistance services. Whether it’s help navigating a travel delay, accessing medical assistance, or simply getting guidance while you’re away from home, support is always within reach.

Reimburses up to 150% of your total trip cost if you must interrupt your trip for covered reasons, such as Sickness, Injury, or Death (other covered reasons apply.)

Reimburses up to $500 pre-cruise, $1,500 post-cruise for missed cruise nights and/or certain eligible expenses if your trip is delayed for 3 hours or more for covered reasons, such as Common Carrier delay.

Reimburses up to $20,000 for Accident Medical expenses and/or up to $20,000 for Sickness Medical expenses incurred while you are on your trip.

Covers up to $100,000 for the cost of necessary medical transportation services and repatriation expenses. Must be coordinated by the Assistance Provider.

Reimburses up to $3,000 for loss, theft, or damage to your bags or personal effects, provided you have taken all measures to protect, save and or recover property. Secondary to any coverage you may have for the lost or damaged items.

Provides up to $500 for the purchase of necessary person effects (i.e., clothing and toiletries) if your bags are delayed by a Common Carrier for 24 hours or more. Secondary to any coverage you receive from the Common Carrier.

Travel should feel exciting—not uncertain. With the right protection in place, you can focus less on the “what ifs” and more on the moments that matter. Because when you know you’re covered, it’s easier to truly relax and enjoy every step of the journey.

Still wondering: Is cruise insurance worth it? We certainly think so! Travel protection from Princess can help you make the most of your vacation. Before making your purchase of Princess Vacation Protection, please review the terms, conditions and exclusions of the plan by visiting our Princess Vacation Protection page.